Texas Insurance Law Newsbrief - August 18, 2015

FIFTH CIRCUIT REJECTS SOPHISTICATED-INSURED EXCEPTION TO DOCTRINE OF CONTRA PROFERENTUM

COURT FINDS NO DEATH BENEFIT COVERAGE FOR INSURED’S FALL AFTER EXITING VEHICLE

NATIONAL FLOOD INSURANCE PROGRAM REQUIRES SECOND SWORN PROOF OF LOSS TO PAY SUPPLEMENTAL CLAIM

PARTIAL SUMMARY JUDGMENT GRANTED IN RESIDENTIAL HAIL STORM CLAIM

FIFTH CIRCUIT PROVIDES GUIDANCE ON POLICY NOTICE PROVISIONS AND CALCULATING PENALTY INTEREST UNDER THE TEXAS PROMPT PAYMENT OF CLAIMS ACT

INSURED’S “FORUM MANIPULATION” AND “DECEPTIVE MISCONDUCT” RESULTS IN IRONIC EXPIRATION OF THE STATUTE OF LIMITATIONS AND COMPLETE DISMISSAL OF HIS CLAIMS